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On top of that, clients for this type of strategy could have severe lawful or criminal histories. It is necessary to note that various providers provide a variety of concern ages on their guaranteed issue policies as low as age 40 or as high as age 80 - best final expense insurance companies to work for. Some will additionally supply higher stated value, approximately $40,000, and others will certainly enable much better fatality advantage problems by enhancing the rate of interest price with the return of premium or lessening the number of years up until a full fatality benefit is offered